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Trump Announces National AI Framework Aimed At Overriding Conflicting State Regulations
New executive order seeks to establish federal primacy over AI regulation by preempting state laws, creating a litigation task force to challenge conflicting statutes, and advancing a unified national framework
Q3 Home Flipping ROI Drops To Lowest Level Since 2008
ATTOM’s Q3 2025 Home Flipping Report shows U.S. house-flipping activity and profitability continuing to decline, with typical investor returns falling to 23.1% — the lowest since 2008 — amid rising costs and shrinking margins
“Housing For The 21st Century Act” Introduced To Expand Affordable Housing Supply
A bipartisan group of lawmakers has introduced the Housing for the 21st Century Act to modernize federal housing policy, reduce regulatory barriers, and increase the supply and affordability of homes nationwide
Equity Loans Don’t Match Borrower Needs
A new Hometap survey finds that homeowners across generations view traditional home equity products as inflexible, outdated, and poorly aligned with their financial needs, driving rising demand for more adaptable, consumer-focused financing alternatives
MISMO Launches Group To Advance Mortgage Innovation
MISMO has launched its Technology Impact and Enablement community of practice to unite industry professionals in evaluating and advancing innovations that modernize the mortgage sector and shape evolving standards
Blue Owl Backs Point With $2.5B To Accelerate Home Equity Investment Growth
Home equity platform Point has secured a $2.5 billion commitment from Blue Owl Capital to expand its nationwide home equity investment program, supporting thousands of homeowners while attracting institutional investors
“Lock-In Effect” Tightens Its Grip And Freezes Mobility
Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, constraining inventory, and hitting high-priced markets
Coalition Seeks Long-Term Fix To Flood Insurance Lapses
A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage lapses and restore stability to the housing market
Fed Rates Slashed For Third Consecutive Meeting
The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC
Foreclosure Starts Rise 17% YoY In November
ATTOM’s latest breakdown shows foreclosure activity rising for the ninth straight month year-over-year, with 35,651 properties reporting a foreclosure filing