Opinion
Coming Up:
What Originator Connect Told Me About The Business Right Now
Four days in Las Vegas revealed an industry looking beyond the market for growth — and reminded me why being in the room still matters
Technology Can Be Helpful, If Kept In Perspective
The industry’s next gains will come not from chasing more tools, but from redesigning workflows, demanding measurable results from AI, and bringing greater certainty to collateral
The Hidden Risk Inside Mortgage Tech Consolidation And How Lenders Can Stay In Control
platforms consolidate and vendors gain leverage, the lenders who stay disciplined about data, adoption, and exit terms will be the ones who keep control of their own tech stack
NMP
Why AI-Generated Paystubs and Bank Statements Are Creating A New Mortgage Underwriting Risk
AI has made convincing financial documents easier to create, forcing lenders to look beyond appearance and verify the evidence behind the numbers
What Mortgage Professionals Should Know About Practical AI In The Closing Process
A practical look at where automation can help, where it needs guardrails, and why the last stretch of a mortgage file still depends on judgment
The Real AI Deadline Isn’t August 6: What Mortgage Executives Should Be Preparing For Next
August 6 was an important contractual checkpoint. The more consequential deadline is the day a GSE, regulator, investor, warehouse lender, or plaintiff asks the institution to produce evidence that its AI governance actually worked
August 6 Isn't The Finish Line. It's The Starting Line For AI Governance.
Fannie Mae’s new requirements put AI oversight into practice, giving lenders a clear starting point for identifying risk and building responsible governance
Will AI Replace Loan Originators? Yes And No
AI can automate routine mortgage tasks, but loan officers who use that time to strengthen trust, communication, and client relationships may become more valuable
Building Judgment, Not Just Production: Why Mentorship Is An IMB Competitive Advantage
For independent mortgage bankers, developing sound judgment can strengthen recruiting, retention, and long-term performance
The Next Refi Window Will Open Fast And Could Close Even Faster. Most Pipelines Aren't Ready.
Oil shocks and geopolitical headlines are moving mortgage rates before the Fed acts, leaving originators little time to prepare borrowers and lock loans when opportunity returns