Regulation and Compliance
First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements
Wrapper Files support standardized data transfers between origination and servicing systems, with potential savings of $60 to $160 per loan
Old statutes, new models, and the vendor contract you signed before machine learning became operational
HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting
The House version softens a controversial provision aimed at large institutional investors
As all-cash deals surge nationwide, a proposed 1% levy on $1M+ purchases in NY may reshape jumbo lending, borrower strategy, and origination opportunities
MISMO’s new FRAME initiative aims to help mortgage lenders operationalize responsible AI governance across the loan lifecycle
An amended House version of the ROAD to Housing Act removes a controversial build-to-rent selloff mandate while preserving broader supply and affordability measures
New GSE rules are pushing mortgage lenders to conduct deeper audits of vendor AI systems beyond traditional SOC 2 reviews
Brody Gapp LLP compliance review comes amid growing GSE scrutiny around AI governance, vendor oversight, and mortgage lending workflows