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Cities with home values over $1M declining more than national average.
Economists surveyed by Zillow predict home-price slide will end this year.
Typical Black homeowner gained nearly $84,000 in equity.
Easing mortgage rates bringing buyers back, but don't expect the fervor of recent years.
CEO says Zillow 'on solid ground' despite year-end loss of $101M.
Allow homeowners in a few markets to choose between a cash offer or listing with an agent.