All-cash home purchases fell to their lowest December share in five years at the end of 2025, as easing mortgage rates and softer competition reduced buyers’ reliance on cash offers, according to Redfin

The typical U.S. down payment fell to $64,000 in December as buyers gained negotiating leverage, mortgage rates eased, and affordability pressures reshaped purchasing behavior

Affordability constraints and strong rental demand pushed investors to claim 30% of U.S. single-family home purchases in 2025, a share expected to remain steady into early 2026

A new LendingTree analysis of American Community Survey data finds Black homeownership significantly trails white households across the 50 largest U.S. metros, reflecting persistent income, credit, and housing value disparities

Brokers First Funding’s expanded Costa Mesa headquarters reflects the lender’s continued growth and long-term investment in scaling its broker-centric Non-QM lending platform

Congress approved, and President Trump signed, a funding package that ended a brief shutdown and reauthorized the National Flood Insurance Program to prevent disruptions in home sales and mortgage lending