Purchase and refinance applications jump; refis account for nearly half of all activity
Lower rates and stable prices could restore balance by 2030, but affordability gains will vary widely
Doing the math on when refinancing truly makes sense — and LOs and brokers can help
Analysts see stable loan performance and softening rates, while insurance costs rising and inventory stalling
Legacy forms will continue alongside the new URAR through Jan. 25, 2026
How LOs and brokers should prepare for possible changes
Bipartisan law puts new guardrails on the sale of borrower data, reshaping competition for mortgage brokers and loan officers
Friday’s jobs report drives rate dive after downward trend already saw rates easing