Finding Hidden Buyers – NMP Skip to main content

Finding Hidden Buyers

Oct 01, 2025
hidden buyers
Staff Writer

Transparent Owner, a new data product that reveals the true owners of residential properties

Trying to figure out who the individuals are behind legal entities like LLCs, trusts, or holding companies? ATTOM has a new tool for that.

It’s called Transparent Owner, a new data product that reveals the true property owners of residential properties who are typically hidden from view.

The product is built using proprietary identity resolution techniques that combine public record data, machine learning, and advanced linking logic to uncover and connect beneficial ownership across properties and geographies.

By assigning standardized Owner IDs and resolving inconsistencies in how names appear in public filings, ATTOM said, the dataset provides a clearer and more actionable view of who actually controls a property.

“Transparent Owner helps our clients cut through that complexity and see the real picture, whether they are vetting a deal, analyzing portfolios, or building compliance checks,” said Todd Teta, Chief Product and Technology Officer at the data and analytics company.

The platform works like this: First, it normalizes thousands of variations in how individuals, LLCs, and trusts are recorded across jurisdictions. Then it resolves owner identities across counties and legal entities using geographic, linguistic, and behavioral signals.

Next, it assigns a consistent, persistent identifier to each owner, regardless of how their name appears in different records. And after that, it connects resolved owner identities to verified mailing addresses, where available, for outreach and validation.

Finally, Transparent Owner categorizes owners into types such as Person, Investor, Lender, Company, Education, or Government, based on ownership patterns and scale.

About the author
Staff Writer
Lew Sichelman has been covering the housing and mortgage sectors for 52 years. His syndicated column appears in major newspapers throughout the country.
Published
Oct 01, 2025
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026