Finding Hidden Buyers – NMP Skip to main content

Finding Hidden Buyers

Oct 01, 2025
hidden buyers
Staff Writer

Transparent Owner, a new data product that reveals the true owners of residential properties

Trying to figure out who the individuals are behind legal entities like LLCs, trusts, or holding companies? ATTOM has a new tool for that.

It’s called Transparent Owner, a new data product that reveals the true property owners of residential properties who are typically hidden from view.

The product is built using proprietary identity resolution techniques that combine public record data, machine learning, and advanced linking logic to uncover and connect beneficial ownership across properties and geographies.

By assigning standardized Owner IDs and resolving inconsistencies in how names appear in public filings, ATTOM said, the dataset provides a clearer and more actionable view of who actually controls a property.

“Transparent Owner helps our clients cut through that complexity and see the real picture, whether they are vetting a deal, analyzing portfolios, or building compliance checks,” said Todd Teta, Chief Product and Technology Officer at the data and analytics company.

The platform works like this: First, it normalizes thousands of variations in how individuals, LLCs, and trusts are recorded across jurisdictions. Then it resolves owner identities across counties and legal entities using geographic, linguistic, and behavioral signals.

Next, it assigns a consistent, persistent identifier to each owner, regardless of how their name appears in different records. And after that, it connects resolved owner identities to verified mailing addresses, where available, for outreach and validation.

Finally, Transparent Owner categorizes owners into types such as Person, Investor, Lender, Company, Education, or Government, based on ownership patterns and scale.

About the author
Staff Writer
Lew Sichelman has been covering the housing and mortgage sectors for 52 years. His syndicated column appears in major newspapers throughout the country.
Published
Oct 01, 2025
Inventory Recovery Fails To Revive Purchase Market

Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low

Sep 11, 2026
Rising Insurance Costs Complicate Mortgage Qualification

Homeowners who switched carriers saved $440 a year on average, giving originators another affordability variable to address early

Sep 11, 2026
Non-QM Captures More Than 11% Of Mortgage Lock Volume

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

Sep 09, 2026
Before Mortgage Can Be AI-Ready, We Need To Be Data-Ready

AI’s potential depends on accurate, consistent, and trustworthy data — and mortgage companies must build that foundation first

Sep 08, 2026
Crypto-Backed Home Financing Comes With New Trade-Offs

Better may reuse bitcoin pledged by mortgage borrowers, while competing loan structures expose customers to price-driven liquidation

Sep 08, 2026
Nearly Half Of Americans Would Consider A 3D-Printed Home

Consumer interest is growing, but concerns about durability, appraisals, code compliance, and resale value could complicate financing

Sep 03, 2026