Milo, a financial technology company specializing in crypto mortgage lending, has exceeded $65 million in total loan volume, reflecting the increasing demand for alternative financing. To date, the company reports it has originated over $250 million in mortgages across its various loan products.
"Our mission is to bridge digital assets with real estate and build long-term wealth," said Josip Rupena, CEO and founder of Milo. "For many of our clients, fiat liquidity alone isn't sufficient to qualify for a mortgage. We're proud to redefine mortgage eligibility by allowing their Bitcoin wealth to count. As Bitcoin demand continues to rise, our solution becomes even more essential, enabling our clients to keep their Bitcoin forever and finally buy a home."
Milo provides up to 100% financing on home purchases, with loan amounts reaching $5 million, eliminating the need for a cash down payment. By using digital assets as collateral, borrowers can invest in real estate while maintaining exposure to potential crypto appreciation. The company partners with custodians Coinbase and BitGo to safeguard client assets and operates under regulatory oversight as a Soc2-compliant licensed lender.
Miami Mayor Francis Suarez, who received his salary in Bitcoin and secured a crypto mortgage, commented on the company’s approach: "Milo's crypto mortgage let me buy property without selling my Bitcoin. This is the future of finance, and it's happening in Miami."
Growth and Expansion in Crypto Lending
Milo reports that clients have accumulated an additional $50 million in Bitcoin wealth by avoiding forced liquidations for down payments. The company has also returned over $30 million in Bitcoin to clients who have paid down or fully repaid their loans. Milo has not issued a margin call, even during periods of market volatility.
Beyond home financing, Milo recently introduced a crypto loan designed for digital asset holders seeking liquidity outside of mortgages. Soft-launched in Q4 2024, the product allows clients to borrow against their crypto holdings without selling them.
Looking ahead, Milo plans to expand its lending solutions to address the evolving needs of digital asset investors. As the crypto market continues to develop, the company remains focused on integrating digital assets into traditional financial strategies.
