As President Donald Trump weighs whether to sign the bipartisan 21st Century ROAD to Housing Act, new polling commissioned by the American Property Owners Alliance suggests the legislation's key housing provisions continue to draw broad bipartisan support.
The bipartisan legislation cleared both the House and Senate before Speaker Mike Johnson formally sent the enrolled bill to President Donald Trump's desk on June 29. The package now awaits presidential action after Trump postponed a planned signing ceremony and instead urged Congress to focus on the unrelated SAVE America Act, leaving the measure's fate uncertain. Trump is expected to decide whether to sign or veto the measure in the coming days, with the constitutional deadline for presidential action approaching.
The Alliance said 89% of registered voters support the legislation, including 87% of Republicans, 91% of independents, and 92% of Democrats. The organization conducted the survey following National Homeownership Month, as supporters continue to urge the president to approve the bill.
Among the legislation's individual provisions, restricting large corporate investors from purchasing single-family homes ranked as the most popular, with 58% of respondents identifying it as a top priority. Expanding access to small-dollar mortgages for first-time and lower-income buyers ranked second at 35%, followed by converting vacant and abandoned buildings into housing at 31%.
The 21st Century ROAD to Housing Act combines more than 50 housing provisions aimed at increasing housing supply, reducing development costs, streamlining environmental and permitting reviews, expanding access to affordable mortgage financing, and encouraging homeownership. Among the measures most relevant to mortgage professionals are an FHA pilot program for mortgages under $100,000, reforms intended to expand small-dollar lending, and provisions designed to accelerate residential development.
While the polling was commissioned by an advocacy organization that supports the legislation, the results suggest continued public interest in policies focused on increasing housing supply and expanding access to affordable mortgage financing.
For mortgage originators, the legislation remains one of the most significant housing policy proposals under consideration in years. If it becomes law, provisions such as the FHA's proposed small-dollar mortgage pilot and other measures intended to increase entry-level housing inventory could expand financing opportunities for first-time buyers and borrowers seeking lower-balance purchase loans.
