Tagged: Data

AI’s potential depends on accurate, consistent, and trustworthy data — and mortgage companies must build that foundation first

Consumer interest is growing, but concerns about durability, appraisals, code compliance, and resale value could complicate financing

Pending listings turned negative in August despite more inventory, lower asking prices, and sellers remaining open to negotiation

Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford

Median reported equity ranged from $130,000 to $425,000, giving loan originators a state-level view of borrowers’ potential second-lien capacity

Critical defect rate jumps 23.9% as math-based compliance findings expose the potential for one systemic error to affect loans across a lender’s book

Contract signings fell in every region during July, leaving purchase activity 30% below its 2019 level despite a larger workforce

Cash transactions fell faster than the broader housing market in early 2026, but buyers without financing still accounted for nearly one-third of home sales

Prices fell 2.9% in Austin but rose 6.4% in Chicago, showing weak purchase demand is producing local corrections rather than a national one

Consumer inflation rose just 0.1% in July, reducing pressure for a September Fed rate hike as mortgage rates remain near their highest levels of the year