Visity, a property intelligence platform launched Wednesday, Aug. 26, aims to turn individual property inspections into searchable data that lenders, servicers, and investors can analyze across geographic regions and entire portfolios.
The platform combines field inspections, standardized mobile data collection, and AI-powered analytics rather than treating each assignment as a standalone report that ends with a PDF.
“Some servicers may have performed tens or hundreds of thousands of property inspections,” founder Kevin Musick told NMP. “Do you know what they have to show for it? They have a pile of PDFs, and that’s it. They can’t leverage that data to ask questions about their portfolios. Visity was designed to change that.”
From Field Report To Portfolio Data
Visity’s platform supports property condition assessments, occupancy verifications, disaster inspections, compliance checks, and custom field assignments.
Local field representatives use the company’s mobile application to capture photographs, answer property-specific questions, and record structured observations. The application requires representatives to be physically present at the subject property before completing the assignment, according to Musick.
Once the data has been collected, clients can use AI to summarize findings, compare conditions across regions, identify portfolio trends, and flag properties that may require additional attention.
The concept follows a broader shift toward building a more standardized and continuously updated understanding of the collateral securing a mortgage. Mortgage technology development has historically concentrated on borrower data, while property valuation, inspections, and collateral monitoring have remained more fragmented and transaction-specific.
Initial interest in Visity has centered on property condition assessments, Musick said, although he expects demand for portfolio-level analytics to grow as customers become familiar with the technology.
The platform is integrated with ClearValue’s ACUITY platform and Cotality’s Mercury Network. Visity is evaluating additional integrations, Musick said.
Pilots Still Ahead
Two appraisal management companies are testing the system and are expected to become its first pilot customers, Musick said.
Visity is currently recruiting from a group of approximately 32,000 real estate professionals who previously registered through ClearValue’s CONNECT platform and submitted copies of their professional licenses. Many also obtained background checks through that platform, according to Musick.
Visity says its technology was designed to scale dynamically and could support more than 100,000 orders per month.
Musick said the mobile application’s automated order distribution and location controls should help improve the speed and reliability of field assignments, but those results will need to be established through the coming pilots.
AI Raises Vendor Questions
Visity says it has tested its AI query results for accuracy, but Musick acknowledged that individual results will depend partly on the AI engine being used and how far a user asks it to extrapolate beyond known property data.
Fannie Mae’s AI governance requirements apply to seller/servicers using artificial intelligence in covered origination or servicing activities, including systems provided by vendors and subcontractors. Freddie Mac has separate requirements already in effect.
MISMO also recently introduced certifications intended to help mortgage companies evaluate AI products and the firms advising them on implementation.
Visity said its property information and GPS-verified photographs are stored using Microsoft Azure infrastructure.
For mortgage servicers and investors, the potential value lies in seeing property risks across a portfolio rather than discovering them one inspection at a time. Searchable field data could help identify concentrations of damage, occupancy changes, or deteriorating property conditions earlier, informing loss mitigation, disaster response, and asset-management decisions.
The upcoming pilots will test whether Visity can turn property inspections from isolated reports into searchable, portfolio-level intelligence.
