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'The soaring housing market has finally come back down in much of the U.S., at least for now.'

Says new tool supports a more effective and efficient servicing transfer process.

The 30-year mortgage dropped to 6.32%, lowest since mid-February.

CFPB director tells Consumer Bankers Association conference such a failure could lead to 'chaos.'

Will allow GSE's borrowers facing financial hardship to defer up to six months of mortgage payments.