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Commercial And Multifamily Delinquency Rates Fall

Based on unpaid principal balance, delinquency rates fell for a number of groups throughout the third quarter of 2021.

Analysis and Data
Economic Pessimism Increases While Housing Expectations Remain Flat

Consumers expressed their greatest economic pessimism in 10 years, but consumer sentiment towards housing remains relatively flat.

Analysis and Data
Property Insurance Costs Poised to Rise from Climate Events — And Not Only On The Coasts

Natural disasters hit Texas, Virginia and South Dakota the hardest in 2020

Analysis and Data
Insurance costs poised to rise amid climate events
Mortgage Banker
The Twelve Days of Renewals

The 2021 Renewal season brought no holiday joy to either regulator or industry users

Regulation and Compliance
Tech
Toolbox on keyboard for fixing technology frustrations
Mortgage Banker
Fed Facing Fluctuating Facts

The Federal Reserve doesn’t set mortgage rates, but …

Analysis and Data
Federal Reserve Chairman Jerome Powell
Mortgage Banker
CFPB Issues Final Rule To Facilitate Transition From LIBOR

The transition from LIBOR was set into motion after a criminal rate-setting conspiracy implicated large international banks and undermined public confidence in the index.

Regulation and Compliance
Fannie Mae: Closing Costs A Barrier For First-Time, Low-Income Borrowers

Working paper suggests several ways to help these borrowers overcome the closing-cost hurdle.

Analysis and Data
CoreLogic: Annual Home Price Growth At Record 18% In October

Monthly home price gains, though, slow to 1.3% in October from 2.3% peak in April.

Analysis and Data
HouseCanary: Study Shows Automated Appraisals Reduce Bias

Says valuation technology continues to be fair even as the percentage of racial minorities in a locale increases.

Analysis and Data
KBRA Assigns Preliminary Ratings To GCAT 2021-NQM7 Trust

KBRA assigned preliminary ratings to GCAT 2021-NQM7 Trust, a non-prime transaction sponsored by Blue River Mortgage II, LLC.

Non-QM