Tagged: Affordability

Monthly savings gap is delaying purchase activity but building future borrower demand

Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability

Rocket Mortgage data shows a gap shaping homebuying decisions

Pending sales hit a five-year March high in Zillow report as rate volatility creates both opportunity and risk for mortgage originators

Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile

A recent report shows large banks trail non-banks in serving Latino borrowers, highlighting shifts in lending distribution across the state

The shift could also reshape competitive dynamics between banks and nonbanks across mortgage origination and servicing

Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders

Adjustable-rate mortgages (ARMs) accounted for nearly 21% of mortgage originations in 2025 — the highest level in three years

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures