A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment
President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability
Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume
Realtor.com’s latest rent report shows rents falling for the 28th straight month, but finds that only a handful of major metros are affordable for full-time minimum wage workers, even as wage hikes begin to offer modest relief
Home sellers pulled back late in 2025, as seasonal trends returned and many opted to wait for stronger spring demand rather than list or cut prices
In his State of the Union address, Trump pledged mortgage and housing cost relief through lower interest rates, potential Fed leadership changes, and aggressive housing reforms, factors that could improve affordability and boost mortgage activity
Despite record apartment construction, HUD’s 2025 report finds that severe rent burdens continue to leave roughly 8.5 million very low-income renter households with “worst case” housing needs, underscoring that affordability remains a core challenge
A new analysis shows that while homeownership remains out of reach in most major U.S. cities, regions still offer renters an affordable path to buying
Realtor.com reports a slow but tangible improvement for homebuyers in November, fueled by increasing inventory, declining rates, and better affordability
Rising student loan delinquencies — now back to pre-pandemic levels with six million borrowers past due — are dragging down credit scores and making it harder for many people to qualify for mortgages, tightening affordability and access to homeownership