Ginnie Mae’s FY25 financial results underscore record MBS issuance, sustained investor confidence, and continued execution of its mission to expand affordable mortgage access across economic cycles
Major banking, credit union, and mortgage trade groups are pressing the Trump Administration for immediate regulatory changes to lower mortgage costs and ease first-time buyer affordability pressures
A recent House Financial Services Committee hearing spotlighted sharp partisan divisions over HUD and FHA oversight, housing affordability, civil rights enforcement, and the agency’s direction under the Trump administration
Zillow forecasts that easing mortgage rates, slower price growth, and rising incomes will make homeownership affordable in 20 of the nation’s largest metros by 2026, the broadest improvement since 2022
Nearly 70% of homebuyers apply with only one lender, missing out on meaningful monthly and long-term savings, Zillow finds
First American reports affordability is improving to its best level in more than three years, helping thaw the housing market, though high rates and lingering lock-in effects continue to temper a full recovery
A modest late-year dip in mortgage rates brought limited relief, but home affordability remains worse than historic norms nationwide
A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment
President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability
Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume