Tagged: Affordability

Pending sales hit a five-year March high in Zillow report as rate volatility creates both opportunity and risk for mortgage originators

Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile

A recent report shows large banks trail non-banks in serving Latino borrowers, highlighting shifts in lending distribution across the state

The shift could also reshape competitive dynamics between banks and nonbanks across mortgage origination and servicing

Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders

Adjustable-rate mortgages (ARMs) accounted for nearly 21% of mortgage originations in 2025 — the highest level in three years

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures

A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability

Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out

Despite ongoing affordability and labor challenges, the National Association of Home Builders forecasts modest single-family construction growth ahead, supported by easing mortgage rates and continued demand for more attainable housing options