A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability
Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out
Despite ongoing affordability and labor challenges, the National Association of Home Builders forecasts modest single-family construction growth ahead, supported by easing mortgage rates and continued demand for more attainable housing options
NAMB has issued a white paper outlining a legislative and regulatory roadmap aimed at boosting housing supply, reducing borrower costs, and strengthening the mortgage broker channel to expand homeownership nationwide
A new Realtor.com report shows rental vacancy rising to 7.6% and median rents falling for the 29th straight month, signaling a broad shift toward a more renter-friendly U.S. housing market
A new Redfin analysis finds buyers now need $111,252 to afford the typical U.S. home — down 4% year-over-year — as lower mortgage rates and slower price growth begin to ease affordability pressures in most major metros
A Redfin-commissioned survey finds single Americans are significantly more likely than married couples to struggle with housing costs, underscoring the financial strain of relying on a single income in today’s high-priced market
The Mortgage Bankers Association has endorsed the bipartisan Housing for the 21st Century Act, urging House members to pass the bill to improve housing affordability, expand FHA access, and modernize federal housing programs
Homebuyer affordability improved for the seventh consecutive month in December 2025, driven by lower mortgage payments and steady income growth, though regional and loan-type differences persist
President Trump has nominated Kevin Warsh to succeed Jerome Powell as Federal Reserve chair, highlighting his market experience and stances on inflation and monetary policy