Tagged: down payments

New Realtor.com report suggests AI-driven wealth is reshaping competition for homes across California's most expensive markets

Redfin says buyers are keeping more cash on hand as affordability pressures persist and bidding wars ease

The typical U.S. down payment fell to $64,000 in December as buyers gained negotiating leverage, mortgage rates eased, and affordability pressures reshaped purchasing behavior

A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment

Realtor.com data show U.S. homebuyers now need about seven years to save for a typical downpayment — an improvement from 2022, but still roughly double pre-pandemic norms, with sharp regional disparities persisting

NAR projects a combination of easing mortgage rates, steady job gains, and improving market stability will prompt some sidelined home shoppers to drive existing-home sales in 2026 as more commit to buying

Raisin's “2025 State of Homebuying Report” reveals that 96% of Americans planning to buy face significant challenges, with affordability emerging as the top obstacle, as the average buyer must save for six years in order to afford a downpayment

NAR has found that the share of first-time homebuyers has contracted by 50% since 2007, as affordable inventory continues to run scarce for those just entering the market

An analysis of two million loans shows that improving credit scores and increasing downpayments are offsetting market factors in a high-rate environment, resulting in savings for borrowers

A new study examines the ideal time of year for home shoppers to take advantage of the best bargains, especially first-time buyers who are not burdened with having to sell their current home