The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country
LendingTree data shows millennials dominate mortgage shopping and match baby boomers’ $65,000 median planned down payment
Rocket Mortgage found first-time buyers typically put down 5% in some markets and about 30% in others
New Realtor.com report suggests AI-driven wealth is reshaping competition for homes across California's most expensive markets
Redfin says buyers are keeping more cash on hand as affordability pressures persist and bidding wars ease
The typical U.S. down payment fell to $64,000 in December as buyers gained negotiating leverage, mortgage rates eased, and affordability pressures reshaped purchasing behavior
A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment
Realtor.com data show U.S. homebuyers now need about seven years to save for a typical downpayment — an improvement from 2022, but still roughly double pre-pandemic norms, with sharp regional disparities persisting
NAR projects a combination of easing mortgage rates, steady job gains, and improving market stability will prompt some sidelined home shoppers to drive existing-home sales in 2026 as more commit to buying
Raisin's “2025 State of Homebuying Report” reveals that 96% of Americans planning to buy face significant challenges, with affordability emerging as the top obstacle, as the average buyer must save for six years in order to afford a downpayment