New data indicates the housing market is becoming more balanced as listings increase and price growth cools, though mortgage rates and affordability challenges continue to pressure buyers
As GSEs dominate the nation’s mortgage supply and household debt climbs, shifting borrower demographics and easing lending standards point to a gradual, but uneven, market expansion
Realtor.com economists warn that persistent underbuilding, rising household formation, and affordability barriers are delaying homeownership and could take years to meaningfully reverse
In his 2026 State of the Union speech, President Trump spotlighted declining mortgage costs, and presented plans to increase housing supply and boost affordability
Realtor.com reports that four years of elevated mortgage rates have boosted inventory, but failed to meaningfully reduce home prices
Despite ongoing affordability and labor challenges, the National Association of Home Builders forecasts modest single-family construction growth ahead, supported by easing mortgage rates and continued demand for more attainable housing options
Florida Realtors reports the Sunshine State’s 2025 housing market showed modest single-family sales growth, rising inventory, and stabilizing prices, signaling a shift toward more balanced conditions
Florida’s housing market began 2026 with year-over-year gains in closed sales, pending contracts, and new listings, while median prices edged lower and inventory expanded, according to Florida Realtors
Ultra-luxury home sales surged in 2025 and expanded into new markets, while prices in the broader luxury segment outpaced the rest of the housing market amid tight inventory and sustained wealth-driven demand
Homebuyers gained significant negotiating power in 2025, with Redfin data showing the largest discounts off list prices in 13 years amid record inventory