Historical loan-level datasets covering 2013-2025 let market participants evaluate the next-generation credit model using actual GSE mortgage performance.
iEmergent-powered dashboard gives mortgage professionals local market insights on demographics, affordability, and homeownership trends
Economists warn slower household formation and rising inventory could reshape home prices, purchase demand, and mortgage origination opportunities over the next decade
Sweeping housing package heads back to House after Senate clears final version with broad bipartisan support
Government-backed loans accounted for more than half of builder applications for a fifth straight month as loan sizes fell and buyers remained rate-sensitive
MBA says outstanding debt grew by $26.3 billion in the first quarter, led by multifamily lending and increased holdings from banks, agencies, and life insurers
MBA backs the nomination as lenders await clarity on the future direction of consumer finance regulation under the Trump administration
MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed
New loss mitigation option allows struggling borrowers to bring mortgages current without increasing monthly payments
Higher loan amounts and modest rate increases continued squeezing borrower qualification margins, particularly for FHA and payment-sensitive buyers