Tagged: Mortgage Bankers Association (MBA)

Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey

U.S. mortgage credit tightened in December, with availability falling across conventional and government-backed loans as lenders pulled back on risk and program offerings

The year 2025 marked a turning point for the industry, exposing outdated models and accelerating a shift toward advisory skills, AI-enabled workflows, early-stage consumer education, and intentional personal branding

The Mortgage Bankers Association appoints veteran nonprofit finance exec as vice president and chief financial officer to lead its financial strategy and operations

FHA’s 2025 MMI Fund report to Congress shows capital strength well above statutory requirements, reinforcing the agency’s capacity to expand access to homeownership while sustaining risk management

With the Fed divided on future rate cuts, MBA projects modest growth, easing home price pressures, and improving origination volumes amid a cooling job market

The U.S. Senate confirmed Frank Cassidy as HUD Assistant Secretary and FHA Commissioner and Joe Gormley as Ginnie Mae president, installing two veteran housing finance leaders to advance federal mortgage market stability, access, and affordability

The House Financial Services Committee has passed the bipartisan Housing for the 21st Century Act, aiming to expand housing supply and improve affordability by streamlining regulations, modernizing federal programs, and increasing local flexibility

New executive order seeks to establish federal primacy over AI regulation by preempting state laws, creating a litigation task force to challenge conflicting statutes, and advancing a unified national framework

MISMO provides the shared data model and prescriptive standards that create the common language enabling consistent, scalable, and modern mortgage lending across the industry