The Mortgage Bankers Association has urged the FHA and Ginnie Mae to modernize and overhaul the HECM and HMBS programs to expand senior access, cut costs, and restore market liquidity
After several years of choppy performance, independent mortgage banks returned to the black in the third quarter, posting a gain of more than $250 per loan, even as per-loan production costs edged higher
MISMO has released a new standardized servicing dataset — developed with the VA — that aims to modernize and streamline how federal housing agencies and servicers share data
A retrospective of the organization that provides the common language for exchanging data and information across the mortgage finance industry that have been accepted and deployed by every type of entity involved in creating mortgages
Amid a lingering government shutdown and weakening labor market, the Federal Reserve has reduced interest rates by 0.25 percentage points at the conclusion of its October Federal Open Market Committee meeting
From a lack of government participants, to AI adoption, to the latest in credit scoring, Lew Sichelman recaps some of the major takeaways from this week’s Mortgage Bankers Association Annual Convention in Vegas
MBA economists forecast that macro-economic headwinds, such as higher unemployment and rising inflation, will impact the pace of originations in 2026
A panel of experts discuss how rising home prices, a growing investor and gig economy base, and changing GSE dynamics are driving demand for expanded product offerings like second lien and Non-QM loans
During a panel discussion at the MBA Annual Conference, a slate of experts focused on trends in credit scoring, and how recent pricing changes are impacting the mortgage space
Recent data from the MBA finds that new single-family home sales were running at a seasonally adjusted annual rate of 680,000 units in September 2025