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Tagged: Mortgage Bankers Association (MBA)

Conventional Credit Tightens While Non-QM Gains Ground

Lenders pulled back on cash-out refinance and investor loan offerings in September, even as non-agency programs continued to support the jumbo market, and Non-QM lending gained market share

Non-QM
Oct 09, 2026
MBA Promotes Five Employees To Associate Vice President

Expanded roles cover regulatory advocacy, residential and commercial marketing, conference programming, and procurement

People On The Move
Oct 08, 2026
FHFA Could Shake Up Credit Reports With Bi-Merge Move

With an announcement reportedly possible, the fight over two-bureau versus tri-merge credit reports is putting cost, borrower outcomes, and lender choice in the spotlight

Regulation and Compliance
Oct 05, 2026
Mortgage AI Survey Finds Monitoring Gap At Smaller Lenders

Only 40% of smaller lenders surveyed reported ongoing AI monitoring, compared with 80% of larger lenders, as a new state examiner guide details the records regulators may request

Regulation and Compliance
Sep 29, 2026
Repeat Buyers Make Up Nearly 60% Of VA Purchase Business

VA's latest reminder about reusable benefits highlights an opportunity for originators to revisit past clients — and understand the rules around remaining entitlement

Military Lending
Sep 23, 2026
Trump Taps FHA Insider Matt Jones To Lead Agency

The former MBA policy executive would oversee FHA underwriting, servicing, and credit-score changes that directly affect lenders and borrowers

Regulation and Compliance
People On The Move
FHA
Sep 16, 2026
New-Home Mortgage Applications Fall For Fifth Straight Month

Applications reached their lowest level of 2026 in August as higher mortgage rates constrained demand and FHA loans gained a larger share of new-home financing

Analysis and Data
Sep 15, 2026
Inventory Recovery Fails To Revive Purchase Market

Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low

Analysis and Data
Sep 11, 2026
One Owner, Two GSEs: Would Fannie And Freddie Still Compete?

Oksenholt Capital says shared infrastructure could lower costs without weakening competition, but mortgage bankers have warned that common ownership could reduce lender choice, innovation, and market resilience

Analysis and Data
Regulation and Compliance
Aug 27, 2026
New-Home Mortgage Demand Slips Despite Widespread Builder Incentives

Applications fell 5.7% annually in July, while government-backed mortgages accounted for half of builder-affiliated loan volume

Analysis and Data
Aug 21, 2026
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Breaking Barriers
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