Tagged: Mortgage Bankers Association (MBA)

A more complex market is changing how refinance loans are evaluated, priced, and sold

MBA backs move, warning prior policy raised construction costs and restricted financing for new homes

Rates rise across key property types, with CMBS and office exposure driving risk into 2026

MBA data shows $443 per-loan profit, with performance improving through midyear before compressing in Q4

New-home mortgage demand rose 11% year over year and surged month over month, signaling continued resilience in builder-driven supply even as rates remain volatile

As April begins, hesitant borrowers and mixed rate forecasts are forcing originators to prioritize execution over lead volume

Applications fall double digits as rising rates limit refi opportunities and slow purchase demand

Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development

Under the Homebuyers Privacy Protection Act, lenders can only access trigger leads if they have an existing relationship or the consumer opts in, ending unwanted calls and texts

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring