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Tagged: Mortgage Bankers Association (MBA)

Trump Announces National AI Framework Aimed At Overriding Conflicting State Regulations

New executive order seeks to establish federal primacy over AI regulation by preempting state laws, creating a litigation task force to challenge conflicting statutes, and advancing a unified national framework

Regulation and Compliance
Industry News
Dec 12, 2025
The Mortgage Language You Use Every Day, But Never See: Understanding The MISMO Model Vs. MISMO Standards

MISMO provides the shared data model and prescriptive standards that create the common language enabling consistent, scalable, and modern mortgage lending across the industry

Tech
Dec 12, 2025
Coalition Seeks Long-Term Fix To Flood Insurance Lapses

A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage lapses and restore stability to the housing market

Regulation and Compliance
Industry News
Dec 10, 2025
Fed Rates Slashed For Third Consecutive Meeting

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC

Analysis and Data
Industry News
Dec 10, 2025
What’s The Rookie Home Buying Age? Not 40, New Analysis Shows

A closer look at the first-time homebuyer market, a segment that plays a crucial role in today’s housing market, making it essential for analysts and policymakers to understand their profiles, preferences, and affordability challenges

Analysis and Data
Industry News
Dec 05, 2025
MBA Taps Christy Soukhamneut To Lead Its Residential Future Leaders Program

Industry vet to take charge of specialized leadership development curriculum designed for emerging executives

People On The Move
Industry News
Dec 03, 2025
Bipartisan Push To Boost Affordable Housing

The bipartisan Housing Affordability Act would let the FHA use a construction-cost index instead of CPI to set loan limits

Regulation and Compliance
Industry News
Dec 03, 2025
MBA Proposes Changes To Stabilize The Reverse Mortgage Market

The Mortgage Bankers Association has urged the FHA and Ginnie Mae to modernize and overhaul the HECM and HMBS programs to expand senior access, cut costs, and restore market liquidity

Reverse
Home Equity
Dec 01, 2025
Independent Mortgage Banks Showing Renewed Profitability

After several years of choppy performance, independent mortgage banks returned to the black in the third quarter, posting a gain of more than $250 per loan, even as per-loan production costs edged higher

Industry News
Analysis and Data
Nov 24, 2025
MISMO Publishes Government Housing Agency Servicing Dataset

MISMO has released a new standardized servicing dataset — developed with the VA — that aims to modernize and streamline how federal housing agencies and servicers share data

Tech
Industry News
Nov 20, 2025
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