MBA’s standards organization says inconsistent fee naming still drives costly redisclosures and rework, with fee-related cures affecting more than 30% of mortgage loans
The House version softens a controversial provision aimed at large institutional investors
MBA says economic uncertainty and higher mortgage rates slowed new-home demand, while government-backed loans accounted for more than half of applications
Higher per-loan expenses offset revenue gains while servicing income strengthens overall profitability
The Senate confirmation lands days after hot inflation reports rattled bond markets, forcing lenders and borrowers to rethink how soon meaningful rate relief could arrive
MBA’s latest survey pointed to renewed refinancing momentum, stronger deal flow, and a major rebound in multifamily originations
New 1,000-loan threshold limits coverage as MBA points to unfinished policy fight
A more complex market is changing how refinance loans are evaluated, priced, and sold
MBA backs move, warning prior policy raised construction costs and restricted financing for new homes
Rates rise across key property types, with CMBS and office exposure driving risk into 2026