Tagged: Mortgage Rates

Adjustable-rate mortgages (ARMs) accounted for nearly 21% of mortgage originations in 2025 — the highest level in three years

A new Redfin analysis finds buyers now need $111,252 to afford the typical U.S. home — down 4% year-over-year — as lower mortgage rates and slower price growth begin to ease affordability pressures in most major metros

Pending home sales are falling apart at a record pace, with more than 16% of December contracts canceled as higher costs and increased inventory give buyers greater leverage to walk away before closing

Lower rates and improving affordability are pulling some buyers back into the market

Redfin’s latest data shows market shifts continue to favor buyers as sale prices peak, concessions grow, touring activity rises

Why it pays for LOs to be competitive out of the gate in today’s rate-sensitive market

NAR Chief Economist Yun calls lower mortgage rates ‘magic bullet’ to boost home sales

Purchase activity up despite rising rates, but refinances see notable retreat

GSE also predicts lower rates, higher originations for ’25 and ’26, with next year to eclipse this one

GSEs: Home prices up 1.4% in first quarter, average 30-Year FRM ticks up 21 basis points this week