New research finds affordability remains the biggest obstacle, but many future buyers also misunderstand how credit affects mortgage eligibility and pricing
New study says VantageScore 4.0 scores five million more creditworthy borrowers than FICO Score 10T, expanding lending opportunities as the industry prepares for the GSE credit score transition
New implementation guide standardizes mortgage insurance data exchange, helping lenders, insurers and technology providers prepare systems for newer credit scoring models
VantageScore reports lower delinquencies, stable credit scores and a nine-month high in personal loan originations
Adoption milestone highlights industry's transition toward multiple approved credit-scoring models
Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness
Wholesale lender offers dual-score credit reports at no cost to brokers or borrowers amid growing competition around credit access and borrower acquisition tools
Rollout comes as lenders, brokers and housing professionals prepare for expanded use of VantageScore 4.0 and FICO 10T in agency mortgage workflows
Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption
Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore