Tagged: VantageScore

Adoption milestone highlights industry's transition toward multiple approved credit-scoring models

Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness

Wholesale lender offers dual-score credit reports at no cost to brokers or borrowers amid growing competition around credit access and borrower acquisition tools

Rollout comes as lenders, brokers and housing professionals prepare for expanded use of VantageScore 4.0 and FICO 10T in agency mortgage workflows

Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption

Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore

Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment

Calls for greater competition in credit scoring as price increases draw scrutiny

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify