Analysis and Data
Higher per-loan expenses offset revenue gains while servicing income strengthens overall profitability
Florida Realtors data shows 8-month streak of sales growth as pending activity points to sustained purchase volume and increased opportunities for LOs
Most aspiring homeowners haven’t engaged a lender as buyers increasingly rely on unconventional financing strategies
Lower maintenance and energy expenses are emerging as an affordability selling point for LOs working with cost-conscious borrowers
The U.S. housing market still leans in buyers’ favor, but new data suggests that advantage may have already peaked
Lower mortgage rates and softer home prices improved affordability statewide, though most households remain priced out
Lenders turn to integrated systems to improve workflow and consistency
Lower rates earlier this year fueled a refinance surge and boosted first-time buyer activity, giving loan officers a more balanced pipeline
Signed contracts rose 7.7% year over year as lower mortgage rates and improving inventory helped bring buyers back into the market.
MBA’s latest survey pointed to renewed refinancing momentum, stronger deal flow, and a major rebound in multifamily originations