Analysis and Data

Minimal appreciation masks ongoing pressure from rates and rising ownership expenses

Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption

Purchase mortgage report shows transfer taxes account for the largest share of cost differences across markets

Six steps loan officers can take to uncover hidden opportunities and win more cash-out refinance business

Bankrate index highlights shifting leverage, rising inventory, and regional splits

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

Faster deal timelines and declining inventory highlight growing split in housing demand

Builder activity jumps in the near term, but falling permits and weaker completions point to a choppier supply outlook ahead

Realtor.com data shows more listings and softer prices begin rebuilding the purchase pipeline

Newrez analysis of 1.2M loans shows costs topping $2,600 nationally, with regional disparities and new pressure points for borrower affordability