Analysis and Data

Refi apps claim largest portion in months as ARMs see 25% spike

With prices high and getting higher, homebuyers are purchasing — and hanging hopes on refi soon

From FHA delinquencies to high refi potential — but low retention rates — ICE analysts outline housing market’s complexities

Borrower credit quality and refinance activity push mortgage default risk slightly higher in Q1, prompting lenders to reassess overlays and risk exposure

Low credit scores cost Americans $1,330 more in mortgage interest each year

Refinance activity claims highest share in months, MBA reports

Suggested changes to the tax would have uneven, localized effects, analysis finds

Report finds three markets where institutional SFR selling is concentrated

Tighter lending standards, strong equity, and a persistent supply shortage differentiate current cycle from the Great Recession

Steep cost of homeowner’s insurance creating problems for lenders, buyers, and owners