Analysis and Data

Despite record apartment construction, HUD’s 2025 report finds that severe rent burdens continue to leave roughly 8.5 million very low-income renter households with “worst case” housing needs, underscoring that affordability remains a core challenge

A new analysis shows that while homeownership remains out of reach in most major U.S. cities, regions still offer renters an affordable path to buying

Cotality’s Q3 2025 Homeowner Equity Report shows U.S. borrower equity fell $373.8 billion year-over-year, negative equity rose to 2.2%, and regional gains and losses highlight growing vulnerability for leveraged homeowners

A new report from FirstHome IQ finds that widespread gaps in financial literacy and trust, rather than a lack of desire, are causing millennials and Gen Z to delay homeownership, with education positioned as the key to unlocking future housing demand

Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, constraining inventory, and hitting high-priced markets

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC

New analysis by Veterans United finds that the youngest veterans are increasingly utilizing their VA loan benefit to enter the housing market where the average buyer age is now 40

ATTOM’s latest breakdown shows foreclosure activity rising for the ninth straight month year-over-year, with 35,651 properties reporting a foreclosure filing

House hunters nationwide are increasingly clicking into climate-risk data on listings in the wake of major wildfires or hurricanes — but that spike in concern tends to fade within a few months

Realtor.com reports a slow but tangible improvement for homebuyers in November, fueled by increasing inventory, declining rates, and better affordability