Higher loan amounts and modest rate increases continued squeezing borrower qualification margins, particularly for FHA and payment-sensitive buyers

Why writing on LinkedIn is one of the highest-returning capital allocations a mortgage CEO can make

MCL will operate as XedaLink, an independent subsidiary focused on streamlining credit and verification ordering as lenders push for more automated and integrated mortgage workflows

Lender rolls out purchase buydown credits, refi pricing incentives and expanded credit score options

New features help lenders identify borrowers with the highest score-improvement potential as competition over mortgage credit models intensifies

MBA’s standards organization says inconsistent fee naming still drives costly redisclosures and rework, with fee-related cures affecting more than 30% of mortgage loans

Top-producing LO and her team join CCM in North Idaho, bringing expertise in builder relationships, VA lending, and government loan programs