My Best Deal: A Family Of 13 Children Finds A Home

Hard work finds a home for a baker’s dozen

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What was your best deal?
My best deal was when I helped a family that didn’t think that they could ever qualify for a mortgage to purchase a home. They had 13 children; some were adopted. They were in a very small home and they outgrew it. They were losing hope, thinking that they could never achieve the American dream. They got turned down by several lenders before I ever met them. They were referred to me by a business associate that highly recommended me. With my knowledge and experience, I was able to guide them on cleaning up their credit and soon after, I was able to get them approved for a home loan and close their escrow successfully. They were in tears of joy and so grateful for all of my hard work and for believing in them and not giving up the way all the other lenders did.

Bernadine Torres

Broker Owner
Prominent 1 Financial Group

Email: [email protected]
Phone Number 909.568.5805
Website: P1FGMortgage.com

Social Media Handles

Facebook: facebook.com/bernadine.torres1
LinkedIn: linkedin.com/in/bernadine-torres-3224a447
Instagram: instagram.com/fernieandbernie

What made it your best deal?
That transaction stays with me in my heart and will always follow me in my career since I saw their stress soon turn into happiness after I funded their loan, and their Realtor handed them the keys to their future. I found out recently that the wife had passed away. I was so saddened to hear since they were like my extended family. And clients like them end up becoming like family going through all the emotions with them throughout the process. I end up building a great friendship with them and not just a business relationship.

What else was interesting about the deal?
The other thing that made the transaction so interesting is that their eldest son wanted to become a chef and he always dreamed of being able to cook meals for his family in a big kitchen at home, but he started cooking in the little home that they were renting before they bought a home. He was in heaven once he was able to see his parents’ big beautiful home with a kitchen island and plenty of counter and cabinet space and a chef stove with all stainless steel appliances! He went on to continue to cook for his family all of his signature dishes and he eventually became an executive chef at a very renowned restaurant.

National Mortgage Professional magazine wants to feature you!

What is the best deal you ever made? We know biggest isn’t always best. Did you help a single mom get the house of her dreams? How about the couple that finally found the one home they could afford — almost, that is, until you found a way. Was it the first deal you ever closed? A deal that turned your life around?

Submit your story using the link, and your deal could be featured in a future My Best Deal column!

nmplink.com/bestdeal

This article originally appeared in National Mortgage Professional, on the week of May 1, 2023.

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