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Tagged: analysis

Conforming Loans Slip Below Half Of Mortgage Production

June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue

Analysis and Data
Jul 09, 2026
Wealth Gap Creates Two-Speed Housing Market As Home Prices Edge Higher: Cotality

May prices increased 0.8% year over year, with equity-rich buyers fueling gains in markets like San Francisco while affordability continues to sideline many traditional borrowers

Analysis and Data
Jul 09, 2026
Lower Mortgage Payments Help Drive Home Sales Rebound: Zillow

June sales climbed 5.9% from a year earlier as mortgage costs eased, while inventory growth slowed to its weakest pace since late 2023, signaling a more balanced purchase market

Analysis and Data
Jul 08, 2026
First-Time Buyers Remain Resilient As Affordability Pressures Persist

Newrez loan data shows first-time buyers still accounted for nearly half of 2025 purchase originations as home prices and borrower incomes climbed

Analysis and Data
Jul 07, 2026
Gen Z Hits Record Share Of Purchase Lending

ICE finds younger buyers making up a growing share of mortgages while alternative down payment sources reach a seven-year high

Analysis and Data
Jul 06, 2026
250 Years Of Housing Policy Shaped American Homeownership

A look back at the legislation that transformed the American dream, and what history can teach today's mortgage professionals

Analysis and Data
Jul 03, 2026
Most Homeowners Say Their Home Reflects Who They Are

Redfin survey finds homeowners value the sense of belonging and community that comes with ownership, while buyers gain more negotiating power in today's market

Analysis and Data
Jul 03, 2026
Income Gap Puts Starter Homes Out Of Reach For Most First-Time Buyers

Just 37.6% of nonhomeowner households can afford a typical starter home, according to a recent study by LendingTree

Analysis and Data
Jul 01, 2026
Home Sellers Lower Prices While Buyers Return: Realtor.com

June report points to a more balanced housing market as pending sales climb for a seventh straight month despite mortgage rates holding near 6.5%

Analysis and Data
Jul 01, 2026
Luxury Home Prices Continue To Outpace Broader Housing Market

Redfin says luxury home prices climbed 4.7% annually through May, with demand accelerating as high-end buyers remain largely insulated from affordability pressures

Analysis and Data
Jul 01, 2026
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