In his State of the Union address, Trump pledged mortgage and housing cost relief through lower interest rates, potential Fed leadership changes, and aggressive housing reforms, factors that could improve affordability and boost mortgage activity
Tagged: mortgage rates
Guaranteed Rate Affinity taps 20-year-plus industry veteran Lacey Sullivan to lead Northern California operations, growth, and talent development
Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, constraining inventory, and hitting high-priced markets
The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC
Starter-home sales rose 4.9% year-over-year in October, increasing for the 14th consecutive month, with San Francisco recording the biggest jump in starter-home sales
A more even housing market is projected to emerge as steadier prices, easing rates, and rising incomes improve affordability and will provide buyers with more negotiating power
Redfin predicts that 2026 will usher in a “Great Housing Reset” — a gradual rebound in the U.S. housing market, driven by rising incomes outpacing home-price growth, more affordable mortgage rates, modest price increases, and slowly improving homebuying
Originators today are adapting to a shift in the marketplace, where they not only cannot sit around waiting for the phone to ring, but must venture out and pursue prospective borrowers
Amid a lingering government shutdown and weakening labor market, the Federal Reserve has reduced interest rates by 0.25 percentage points at the conclusion of its October Federal Open Market Committee meeting
A new study reveals that potential homebuyers are increasingly bailing before hitting the closing table, as 15% of homebuying contracts were canceled in the month of September