Tagged: mortgage rates

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market

The Federal Reserve held its benchmark rate at 3.50–3.75%, citing solid economic growth, persistent inflation, and a soft labor market, leaving mortgage rates largely steady

Affordability in the U.S. housing sector improved sharply as rising incomes, falling mortgage rates, and flat home prices boosted U.S. house-buying power nearly 10% year-over-year, though supply constraints remain a key risk

Falling mortgage rates are driving a surge in buyer interest and mortgage applications, even as home sales remain slow and buyers gain negotiating power amid rising inventory, according to Redfin

Amid bold policy and product headlines aimed at affordability, mortgage advisors remain essential for translating national proposals into clear, locally relevant guidance that helps borrowers make informed long-term decisions

For the first time, mortgages with rates above 6% now outnumber sub-3% loans, signaling a gradual reset of the pandemic-era lock-in market

Falling mortgage rates have driven the largest year-over-year drop in monthly housing costs in more than a year, boosting buyer affordability even as market activity remains muted

Climate anxiety, extreme weather, and soaring insurance premiums are driving homeowners to rethink where they live

Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey

Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies