Tagged: mortgage rates

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

February economic data shows mixed signals: interest rates and mortgage yields fall, housing sales remain soft, GDP growth slows, inflation holds near 2.5–3%, and labor markets remain steady amid ongoing global and domestic uncertainties

With house-buying power surpassing median list prices for the first time in over three years, spring 2026 could bring renewed activity for buyers, though tight supply will remain a key factor

New findings illustrate how cross‑market demand has become a central dynamic in the U.S. housing landscape, reshaping where and how Americans shop for homes

In his 2026 State of the Union speech, President Trump spotlighted declining mortgage costs, and presented plans to increase housing supply and boost affordability

A widening imbalance between home sellers and buyers has shifted the U.S. housing market decisively in favor of buyers, as elevated mortgage rates and affordability pressures continue to suppress demand

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures

Realtor.com reports that four years of elevated mortgage rates have boosted inventory, but failed to meaningfully reduce home prices

TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery

Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out