Amid bold policy and product headlines aimed at affordability, mortgage advisors remain essential for translating national proposals into clear, locally relevant guidance that helps borrowers make informed long-term decisions
For the first time, mortgages with rates above 6% now outnumber sub-3% loans, signaling a gradual reset of the pandemic-era lock-in market
Falling mortgage rates have driven the largest year-over-year drop in monthly housing costs in more than a year, boosting buyer affordability even as market activity remains muted
Climate anxiety, extreme weather, and soaring insurance premiums are driving homeowners to rethink where they live
Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey
Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies
Nearly 70% of homebuyers apply with only one lender, missing out on meaningful monthly and long-term savings, Zillow finds
Fueled by extreme inventory shortages, intense buyer competition, and continued home price growth, Hartford, Connecticut has supplanted Buffalo, New York as the nation's most competitive real estate market
U.S. housing payments have fallen to a two-year low as mortgage rates dip, but seasonal factors and economic uncertainty are keeping buyers and sellers on the sidelines at the outset of 2026
In an era marked by the invasion of cold technology and isolationism, I believe you can “market-proof” your business by always thinking about and making a big impact through small, intentional, daily acts