H.R. 6644, the Housing for the 21st Century Act, aims to boost supply and affordability by streamlining federal programs, modernizing regulations, and expanding financing tools to accelerate home construction nationwide
Tagged: mortgage rates
Despite elevated rates keeping current homeowners in place, life events like job changes and family transitions — combined with 47 million millennials still renting — will gradually bring buyers and sellers back to the housing market
New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats
A new poll finds that nearly all prospective homebuyers will not purchase unless mortgage rates fall below 6%, but most lack understanding of how rates are set and where they're actually headed in 2026
Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges
January’s delayed and frequently revised economic data paints a mixed picture: solid GDP growth and easing housing prices alongside stubborn inflation, softening labor trends, volatile rates, and sharply weakening consumer confidence
A new Redfin report finds Black Gen Zers and millennials are half as likely as their white peers to own homes, as wage, wealth, credit, and systemic barriers continue to widen the racial homeownership gap among younger Americans
Homebuyer affordability improved for the seventh consecutive month in December 2025, driven by lower mortgage payments and steady income growth, though regional and loan-type differences persist
ATTOM data shows that U.S. homeowner equity dipped modestly in the fourth quarter of 2025, as the housing market continues to normalize, with equity levels remaining historically strong despite slight increases in underwater mortgages
Homebuyers gained significant negotiating power in 2025, with Redfin data showing the largest discounts off list prices in 13 years amid record inventory