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Tagged: mortgage rates

Bipartisan Housing Reform Bill Advances After Overwhelming House Approval

H.R. 6644, the Housing for the 21st Century Act, aims to boost supply and affordability by streamlining federal programs, modernizing regulations, and expanding financing tools to accelerate home construction nationwide

Regulation and Compliance
Feb 09, 2026
Life Events To Drive Gradual Housing Market Recovery

Despite elevated rates keeping current homeowners in place, life events like job changes and family transitions — combined with 47 million millennials still renting — will gradually bring buyers and sellers back to the housing market

Analysis and Data
Feb 09, 2026
Numbers ... We Have Lots Of Numbers

New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats

Analysis and Data
Feb 05, 2026
Most Buyers Waiting For Rates To Drop Below 6%

A new poll finds that nearly all prospective homebuyers will not purchase unless mortgage rates fall below 6%, but most lack understanding of how rates are set and where they're actually headed in 2026

Analysis and Data
Feb 05, 2026
Affordable Paths To Homeownership Narrow, But Persist In Key Markets

Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges

Analysis and Data
Feb 03, 2026
Mortgage Economic Review: February 2026

January’s delayed and frequently revised economic data paints a mixed picture: solid GDP growth and easing housing prices alongside stubborn inflation, softening labor trends, volatile rates, and sharply weakening consumer confidence

Analysis and Data
Feb 03, 2026
Racial Homeownership Divide Persists Among Younger Americans

A new Redfin report finds Black Gen Zers and millennials are half as likely as their white peers to own homes, as wage, wealth, credit, and systemic barriers continue to widen the racial homeownership gap among younger Americans

Analysis and Data
Feb 03, 2026
Median Mortgage Payments Decline, Driving Modest Affordability Gains

Homebuyer affordability improved for the seventh consecutive month in December 2025, driven by lower mortgage payments and steady income growth, though regional and loan-type differences persist

Analysis and Data
Feb 03, 2026
Homeowner Equity Softens From Record Highs As Housing Market Stabilizes

ATTOM data shows that U.S. homeowner equity dipped modestly in the fourth quarter of 2025, as the housing market continues to normalize, with equity levels remaining historically strong despite slight increases in underwater mortgages

Analysis and Data
Feb 03, 2026
Buyer Power Surges As Home Discounts Hit 13-Year High

Homebuyers gained significant negotiating power in 2025, with Redfin data showing the largest discounts off list prices in 13 years amid record inventory

Analysis and Data
Feb 02, 2026
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FHAs Foreclosure Reckoning
Breaking Barriers
Mae Mackey: From Center Square To Center Stage
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