Tagged: mortgage rates

The Mortgage Economic Review is a monthly summary of key economic indicators, data, and events pertinent to mortgage, housing, and finance professionals

January is the cheapest month to buy a home — saving buyers up to $23,000 compared to May, the priciest month of the year, according to a new LendingTree analysis

A behind-the-scenes look at the precision-driven capital markets machinery that determines mortgage rates, lock extensions, and risk — revealing why timing, option pricing, and market discipline matter far more than most borrowers realize

Cotality’s analysis highlights how the 30-year fixed-rate mortgage structure has suppressed market turnover and differentiates housing dynamics from global peers

A Homes.com year-end review shows listings rose faster than expected in 2025, price appreciation moderated, and sales edged higher, setting the stage for a more balanced market in 2026

Home sellers pulled back late in 2025, as seasonal trends returned and many opted to wait for stronger spring demand rather than list or cut prices

In his State of the Union address, Trump pledged mortgage and housing cost relief through lower interest rates, potential Fed leadership changes, and aggressive housing reforms, factors that could improve affordability and boost mortgage activity

Guaranteed Rate Affinity taps 20-year-plus industry veteran Lacey Sullivan to lead Northern California operations, growth, and talent development

Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, constraining inventory, and hitting high-priced markets

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC