Des Moines and Raleigh lead Realtor.com’s metro rankings as housing supply and borrower purchasing power increasingly divide local markets
Tagged: purchase loans
All new purchase and refinance loans qualify for discounts of up to 0.25 percentage points through Oct. 4
Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low
Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford
Texas version caps loans at $500,000, requires 680 credit scores, and excludes the company’s mortgage-payoff option
Contract signings fell in every region during July, leaving purchase activity 30% below its 2019 level despite a larger workforce
Cash transactions fell faster than the broader housing market in early 2026, but buyers without financing still accounted for nearly one-third of home sales
Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products
Home equity and purchase lending lifted production economics, while management characterized its relaunched wholesale channel as a supporting business rather than a major growth engine
August Power Play reaches beyond cash-out refinances while pairing near-term pricing incentives with a longer-term broker technology play