Texas version caps loans at $500,000, requires 680 credit scores, and excludes the company’s mortgage-payoff option
Tagged: purchase loans
Contract signings fell in every region during July, leaving purchase activity 30% below its 2019 level despite a larger workforce
Cash transactions fell faster than the broader housing market in early 2026, but buyers without financing still accounted for nearly one-third of home sales
Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products
Home equity and purchase lending lifted production economics, while management characterized its relaunched wholesale channel as a supporting business rather than a major growth engine
August Power Play reaches beyond cash-out refinances while pairing near-term pricing incentives with a longer-term broker technology play
The GSE financed 201,000 home purchases, while appraisal alternatives pushed estimated borrower closing-cost savings to $3 billion
Vacation-home mortgages rose 4.1% in 2025, led overwhelmingly by affluent borrowers
From buy-before-you-sell strategies to hoodies, Chick-fil-A, and AI agents, three producers revealed what is actually generating purchase business in 2026
Purchase demand softened while refinance activity continued to show resilience despite higher borrowing costs