HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting
Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness
Builder activity jumps in the near term, but falling permits and weaker completions point to a choppier supply outlook ahead
Proposed rollback of gender identity protections may ripple into FHA lending, documentation stability, and fair lending exposure
MBA backs move, warning prior policy raised construction costs and restricted financing for new homes
Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules
The Second Annual I’m HOME Benchmark Report finds rising production of durable, energy-efficient manufactured homes and highlights federal efforts to improve access and quality nationwide
Bringing decades of policy experience to the company’s leadership, NewDay adds housing finance veteran as vice chairman of its advisory board
HUD Secretary Scott Turner has proposed a rule requiring proof of U.S. citizenship or eligible immigration status for all residents of federally funded housing, closing longstanding eligibility loopholes and prioritizing housing assistance
U.S. Department of Housing & Urban Development has appointed six new members to the Manufactured Housing Consensus Committee to support modernization of the HUD Code and expand affordable manufactured housing supply