HUD’s proposed rollback of housing protections could deepen barriers for underserved borrowers, shrink the pool of prospective homebuyers, and ultimately cost loan originators business
Sales fell 10.5% in July as inventory climbed, leaving builders increasingly dependent on price cuts, mortgage-rate buydowns, and other incentives
Former HUD housing leader rejoins the firm as senior managing director to advise on FHA and GSE financing
HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting
Rocket says the updated scoring model incorporates rent, utility, and telecom payment history to create a more inclusive view of creditworthiness
Builder activity jumps in the near term, but falling permits and weaker completions point to a choppier supply outlook ahead
Proposed rollback of gender identity protections may ripple into FHA lending, documentation stability, and fair lending exposure
MBA backs move, warning prior policy raised construction costs and restricted financing for new homes
Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules
The Second Annual I’m HOME Benchmark Report finds rising production of durable, energy-efficient manufactured homes and highlights federal efforts to improve access and quality nationwide