Analysis and Data

Typical U.S. homebuyer’s monthly payment is up nearly 20% from a year ago as prices rise

Rates for the 30-year and 15-year rise and so do home prices.

U.S. debt five times higher than it was after 2011 downgrade.

It’s guilt by association because U.S. government rating was dropped.

Double-dip recession included both existing- and new-home markets.

Private sector pay was up 6.2% year over year.

MBA says drop due to rising rates and declining inventory.

Number of existing homes bought by international buyers declined to 84,600 – the fewest since 2009.

Consumer agency researchers say combination creates a more accurate reflection of ability to pay.

Modest increase signals potential rebound amid regional variations.