Analysis and Data

Redfin data highlights where younger borrowers are gaining ground in larger homes, offering insight for mortgage originators

Seasonal improvement lowers early-stage delinquencies, but rising serious delinquencies and foreclosure activity signal growing late-cycle credit risk for originators

New analysis shows widening gap has pushed the price-to-income ratio to more than 5, nearly double historical norms

NewDay USA survey finds high demand and near-universal satisfaction with VA loans, while closing costs, income constraints, and knowledge gaps continue to limit buyer readiness

Monthly gains led by the South point to improving supply conditions, but affordability pressures and rate volatility continue to shape the spring housing market

Seasonal momentum builds as spring market begins, though supply remains constrained year over year

Bank repossessions jump 45% year-over-year while industry voices warn the wave is just getting started

Redfin survey finds majority of homeowners upgrading current homes instead of relocating, limiting housing turnover and purchase opportunities for originators

Monthly savings gap is delaying purchase activity but building future borrower demand

Redfin data shows localized, high-income demand accelerating while much of the U.S. market remains constrained