Analysis and Data

A modest late-year dip in mortgage rates brought limited relief, but home affordability remains worse than historic norms nationwide

Townhouse construction reached a record share of single-family starts in the third quarter, reflecting growing demand for more affordable, medium-density housing options

U.S. mortgage credit tightened in December, with availability falling across conventional and government-backed loans as lenders pulled back on risk and program offerings

A new survey finds student debt can take a decade or more to repay, delaying homeownership, retirement savings, and other life milestones for many graduates — despite most still valuing their degrees

Fueled by extreme inventory shortages, intense buyer competition, and continued home price growth, Hartford, Connecticut has supplanted Buffalo, New York as the nation's most competitive real estate market

As higher prices, rates, and limited savings push the American dream further out of reach, a new survey takes a closer look at the financial barriers faced by millennial homebuyers

Zillow found that U.S. homebuyers increasingly prioritized lifestyle, flexibility, and access to nature over traditional luxury and size, signaling a broader shift toward homes that support daily living, multigenerational needs and personal well-being

U.S. housing payments have fallen to a two-year low as mortgage rates dip, but seasonal factors and economic uncertainty are keeping buyers and sellers on the sidelines at the outset of 2026

California’s homeowners insurance market remains strained as regulators, insurers, and homeowners navigate higher risk, tighter underwriting, and ongoing affordability challenges recovering from last year’s wildfires

A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment