Analysis and Data

Share Of All-Cash Home Purchases Hits Five-Year Low

All-cash home purchases fell to their lowest December share in five years at the end of 2025, as easing mortgage rates and softer competition reduced buyers’ reliance on cash offers, according to Redfin

Analysis and Data
Renters Gain Leverage As Inventory Surge Lifts Vacancies

A new Realtor.com report shows rental vacancy rising to 7.6% and median rents falling for the 29th straight month, signaling a broad shift toward a more renter-friendly U.S. housing market

Analysis and Data
Average Down Payment Slips Nationwide As Buyer Leverage Grows

The typical U.S. down payment fell to $64,000 in December as buyers gained negotiating leverage, mortgage rates eased, and affordability pressures reshaped purchasing behavior

Analysis and Data
Affordability Improves, But Typical Households Still Experience $25K Shortfall

A new Redfin analysis finds buyers now need $111,252 to afford the typical U.S. home — down 4% year-over-year — as lower mortgage rates and slower price growth begin to ease affordability pressures in most major metros

Analysis and Data
Survey: Elevated Mortgage Rates Remain Home Builders’ Primary Challenge

High mortgage rates, buyer hesitancy, and persistent labor and lot shortages remain the top concerns for home builders, according to a new survey from the National Association of Home Builders

Analysis and Data
January Foreclosures Jump 32% YoY

Foreclosure filings rose 32% year-over-year in January, marking the 11th consecutive monthly annual increase, as higher rates and affordability pressures drive localized mortgage stress, though overall volumes remain well below historic crisis levels

Analysis and Data
Survey Finds Borrower Confusion Persists As Escrow Costs Climb

LERETA examined how many homeowners misunderstand the ways in which escrow works, leaving them vulnerable to surprise payment increases as property taxes and insurance premiums rise

Analysis and Data
Freddie Mac Reports $2.8B Q4 Net Income, Posts $10.7B For 2025

The GSE reported $2.8 billion in fourth-quarter net income and $10.7 billion overall for 2025, as lower non-interest income and higher credit provisions tempered earnings despite stable credit performance, portfolio growth, and expanded affordable housing

Analysis and Data
Singles Facing Significantly Greater Housing Cost Burden Than Married Couples

A Redfin-commissioned survey finds single Americans are significantly more likely than married couples to struggle with housing costs, underscoring the financial strain of relying on a single income in today’s high-priced market

Analysis and Data
End Of FHA Relief Programs Contributes To Uptick In Q4 Delinquencies

Mortgage delinquencies nationwide rose to 4.26% in Q4 2025, with FHA loans driving the increase amid expiring relief measures and uneven labor market conditions

Analysis and Data