Analysis and Data

Single-family rent growth has slowed to its weakest pace in more than a decade, as persistent affordability challenges linger despite easing market pressures

Foreclosure activity rose in 2025 as the housing market continued to normalize, though levels remain far below pre-pandemic and crisis-era highs

Pending home sales in December 2025 dropped to their second-lowest level on record as buyers pulled back amid high costs and economic uncertainty, while home prices remained elevated and listings declined

Existing‑home sales surged in December to the fastest pace in nearly three years, driven by easing mortgage rates and broad regional gains, despite tight inventory

Wells Fargo’s fourth-quarter mortgage originations climbed to $7.5 billion, signaling stabilizing home financing demand, despite a cautious housing market and shifting rate environment

Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey

Nearly 70% of homebuyers apply with only one lender, missing out on meaningful monthly and long-term savings, Zillow finds

Zillow data shows nearly $46 billion in high-value homes lay within the 2025 Palisades and Eaton wildfire zones, underscoring massive exposure to risk and long-lasting disruptions to Los Angeles’ housing and rental markets

First American reports affordability is improving to its best level in more than three years, helping thaw the housing market, though high rates and lingering lock-in effects continue to temper a full recovery

A modest late-year dip in mortgage rates brought limited relief, but home affordability remains worse than historic norms nationwide