A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability

NAR reports pending home sales fell 0.8 % in January amid tight inventory, affordability challenges, and rising household costs, signaling continued caution among prospective buyers heading into spring

HUD Secretary Scott Turner has proposed a rule requiring proof of U.S. citizenship or eligible immigration status for all residents of federally funded housing, closing longstanding eligibility loopholes and prioritizing housing assistance

FICO and MeridianLink have partnered to integrate FICO’s Mortgage Direct License Program into MeridianLink’s platform, expanding direct credit score delivery, while helping lenders reduce costs and streamline workflows

Housing, insurance, and utility costs pushed U.S. household bills to a record $5.03 trillion annually, consuming nearly half of the typical household’s income and underscoring ongoing affordability pressures nationwide

Zillow and Google are integrating AI-powered housing content into NotebookLM to help consumers better understand affordability, mortgage costs, and the homebuying process

New home purchase mortgage applications rose modestly in January, highlighting steady buyer demand and the growing role of new construction in supporting originations despite ongoing affordability constraints