Mortgage fraud risk edged higher in late 2025, with investment and multifamily loans — alongside growing DSCR and refinance activity — driving elevated fraud indicators, according to Cotality
Trump’s new Executive Order aims to curb institutional buying in single-family housing, potentially reshaping inventory access and competition for owner-occupant borrowers
Single-family rent growth has slowed to its weakest pace in more than a decade, as persistent affordability challenges linger despite easing market pressures
President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability
Cotality data show U.S. home price growth slowing to 1% as the housing market enters 2026 on firmer footing, with easing rates and regional divergence shaping a more balanced outlook
Cotality’s analysis highlights how the 30-year fixed-rate mortgage structure has suppressed market turnover and differentiates housing dynamics from global peers
Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume
Single-family rent growth has slowed, signaling easing rental pressure in many markets and potential shifts in borrower demand, underwriting assumptions, and purchase opportunities for mortgage originators
FICO has expanded its Mortgage Direct License Program, enabling more transparent, cost-efficient direct delivery of FICO Scores to mortgage lenders
Cotality’s Q3 2025 Homeowner Equity Report shows U.S. borrower equity fell $373.8 billion year-over-year, negative equity rose to 2.2%, and regional gains and losses highlight growing vulnerability for leveraged homeowners