Analysis and Data

Both the Refinance and Purchase indices increased from a week earlier, but remain significantly lower as compared with last year.

Rose 1% in May from April as activity continues steady climb toward normal.

FDIC economist finds disparities diminish when implementing new data on risk factors, but they still exist.

“Anything less than 50 basis points risks being too soft; more than 50 basis points risks being too aggressive.” 

Survey finds consumers have adjusted their expectations slightly downward on overall inflation.

The refi share of the market is down to just 18%, the lowest point on record since at least January 2018.

Declining budgets are a leading indicator that home price growth has passed its peak and will slow in the coming months.

Active listings will grow 15% year-over-year as the inventory recovery accelerates in 2022.

It was the largest 12-month increase since December 1981.

Listings hit the smallest year-over-year decline, indicating a decline in homebuyer demand.